About MedigapOnly

Welcome to MedigapOnly.com kick off your shoes and stay awhile. This website is owned by Kelley Insurance Services, LLC a Licensed Independent Insurance brokerage firm located in Giddings, Texas with the sole aim of providing useful, timely and easy to understand information on Medicare, the differences between Medicare Advantage and Medicare Supplements aka “Medigap”. Our licensed and professionally trained brokers will be your personal guide to get you through the Medicare Maze with the best value and on the right track.

What is the difference between an insurance agent and an Insurance broker?

Insurance Agent
A person licensed by a state and generally employed by an insurance company to sell insurance policies on the company's behalf. The agent generally He/she attempts to extract the maximum value for the insurance company in all his/her dealings. An insurance agent should not be confused with an insurance broker.
Insurance Brokers 
Insurance Brokers are “Buyers Agents” which means we work for our prospective clients and by law we are obligated to look after your best interest, not the insurance companies.
With more than 17 years in the insurance and financial services industry, we have built strong, lasting partnerships with America’s major carriers along with highly rated and respectable wholesale Insurers whose names are yet to be household names, but often times they can provide solid protection at below market rates.

How We Help You

To begin we can speak on the telephone, get together on a video call or if you prefer we can get together by text messaging or email. Or you can drop by our office.

We will ask you a series of questions to learn your specific needs, desires and wants. Then we go to work for you, researching the market to find suitable insurers with product offerings to meet your needs. Next we look at their financial ratings, their client reviews, their premium rates along with their historical rate increases. Next in plain English we present you with the details, their features, advantages and benefits, answer all your questions and help navigate you through the process in enrolling you in the plan that works best for YOU.

Kelley Insurance Services, LLC is a full featured insurance brokerage firm licensed in Life, Accident, Health, Medicare Supplement, and Property & Casualty. For 17 years we’ve been assisting Americans age 50+ build their retirement foundations to ensure they do NOT run out of money while in retirement. We will never leave you to navigate the deep dark abyss alone. Once you become part of our family, we will be there for you when you need us. Today, more than any other time in the history of the world we are living longer thanks to advanced medical procedures and prescription drugs. You have to manage your healthcare expenses or they will rapidly wipe out your retirement savings. Don’t leave this critical portion of your retirement planning to anyone with less experience. Contact us, you’ll glad you did. 979-217-2584.